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FinancialThe following financial options have helped many seniors and their families design an affordable senior living experience:

Number OneVeterans Aid and Attendance Pension:

The Veterans’ Administration offers an Aid and Attendance Pension to eligible wartime veterans and their surviving spouses. This benefit can offset a significant portion of the long term care expenses in a Dogwood Forest™ community. Depending on your situation, the benefit ranges per month and is tax free.

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Number TwoSavings, CDs, Social Security, Investments, Pensions and Retirements:

Savings and investments offer a pool of money that may also be generating income in the form of interest, capital gains or dividends. This money can be used to pay for senior living. Personal loans help fill a funding gap. Many of these options can be used as a line of credit that can be drawn upon to pay move-in deposits, the community fee or monthly fees.

Number ThreeReal Estate Options:

Home sale, reverse mortgages and equity loans may prove to be perfect options for families and seniors who are looking for options to finance their future in a Dogwood Forest community. In addition, homes can be converted into income producing rental properties, as the market is ripe for rental units for home buyers having a tough time qualifying for financing.

Number FourFinancial Services:

When a senior or their loved one face a gap in the amount required to move into a senior living community, there are financial service organizations who provide loans to families and seniors. These services are designed specifically to help seniors move into the senior living community of their choice, or to supplement their move while waiting for the sale of a home or other benefits to become active.

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Number FiveLife and Viatical Settlement Services:

Your life insurance is a financial asset that may benefit you today. A life settlement and viatical settlement provides cash for your life insurance immediately. Types of insurance policies are Universal Life, Term, Whole Life, Variable Life and Survivorship. These settlements can be done directly through Life settlement providers, financial advisors and Life settlement investors.

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Number SixTax Deductibility Opportunity:

Payments to Dogwood Forest may well be tax deductible regard less of whether paid by residents or other family members. This memo is intended to provide you with a summary of information about the tax treatment of long term care services. However, please consult your own tax advisor before making decisions regarding the tax deductibility of assisted living, Alzheimer’s, and skilled nursing expenses.

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Number SevenCompanion Apartments:

Residents that take advantage of our companion living option enjoy all the services and amenities that make up the Dogwood Difference, as well as the financial benefits of sharing their apartment living space and cost.

Add up the costs
and you will see why many people are surprised to find out how affordable assisted living at Dogwood Forest can be.

Click to see how affordable
assisted living at Dogwood Forest
can be for you.

Dogwood Forest.

Because a better living environment leads to a better life.™